0

☀️ Summer Sale — Free GTA Delivery • Serving Ottawa/Gatineau • Financing Available • Up to 40% Off • Ends September 7 ☀️

Financing at Bunk Bed Hub

Shop now, pay over time.
Choose what fits your family.

Interest-free instalments or longer-term plans — approved in seconds at checkout, with no delay to your delivery. We’ve partnered with Afterpay, PayPal, and RBC so you can bring home the bed you actually want.

Approved in seconds
No delivery delay
Interest-free options
How It Works

Three simple steps — no surprises

You don’t need to commit to anything just to check if you qualify. Here’s exactly what happens.

1

Add your items to cart

Shop like normal. No sign-ups, no financing application needed yet. Just pick what you want and head to checkout.

2

Choose your payment method

At checkout, select Afterpay, PayPal Pay in 4, or RBC PayPlan as your payment method — alongside the usual card options.

3

Get approved instantly

You’ll be guided through a quick approval with the provider. Most customers are approved in seconds. Your order is placed only after approval — and delivery timelines don’t change.

Just curious? You can choose a financing option at checkout and see if you qualify before your card is ever charged. If you’re not approved or change your mind, you can pick another payment method or close the page — no order is placed until you confirm.
Your Options

Three ways to pay — you pick

Each plan is designed for a different budget and timeline. Here’s how they compare on a sample $999 bunk bed.

Pay in 4

Split it into four — interest-free

  • 4 equal payments over 6 weeks
  • 0% interest — no fees when paid on time
  • First payment at checkout, rest every 2 weeks
  • No credit check — no impact on your score
  • A popular choice for everyday orders
On a $999 order
$249.75 × 4
every 2 weeks · 0% interest

3–36 months

Spread it out up to 3 years

  • Choose your term — 3, 6, 12, 24, or 36 months
  • Fixed monthly instalments
  • Soft check only to see your options — no credit score impact
  • Open to RBC and non-RBC customers
  • Great for larger orders and full bedroom sets
On a $999 order · 12 months
~$87 / month
exact rate shown before you confirm

Pay in 4

If you already use PayPal

  • 4 equal payments over 6 weeks
  • 0% interest — no fees when paid on time
  • Uses your existing PayPal account
  • No credit check — no impact on your score
  • Great if you’re already a PayPal user
On a $999 order
$249.75 × 4
every 2 weeks · 0% interest
What You’ll See on a Product Page

Financing shows up right next to the price

A quick preview of how financing appears while you shop — so there’s no guesswork at checkout.

bunkbedhub.ca/product/sample-bunk-bed
Sample bunk bed
Bunk Beds / Full/Full

Sample Full Over Full Bunk Bed

★★★★★ (48 reviews)
$999
$1,199
Save 17%
4 interest-free payments of $249.75Afterpay / PayPal
Or as low as ~$87/moRBC PayPlan
Learn how financing works →
Common Questions

Before you check out

No problem. If you’re declined by one provider, you can try another financing option or switch back to a standard credit or debit card at checkout. Your order isn’t placed until you confirm and a payment method is approved.
No. Once financing is approved, your order is processed exactly like any other. Our standard 3–6 business day GTA delivery window applies.
Yes. All three providers allow early repayment without penalties. Any remaining balance can be paid off at any time through the provider’s app or portal.
Each provider will walk you through their full terms when you set up your account during checkout, so you’ll know exactly what to expect before anything is finalized. The quickest way to avoid any issues is to make sure your payment method on file is up to date — and all three providers let you manage your payments, update your card, or reschedule through their own apps and portals.
Yes — our 14-day return policy applies whether you paid in full or financed. If your return is approved, the refund is processed back to the financing provider and any unpaid balance is adjusted accordingly.
Financing is available on virtually all our products. Minimum and maximum order amounts may apply for each provider. These limits are shown at checkout when you select a financing option.

Ready to make your home feel more like home?

Browse our most popular categories and check your financing options at checkout — no commitment required.

Shop Bunk Beds
Shop Sofa Beds
Shop Storage Beds

Financing is provided by Afterpay, PayPal, and RBC. Bunk Bed Hub is not a lender and is not responsible for the approval process, interest rates, or terms set by each provider. All financing is subject to the provider’s eligibility criteria and terms of service. Examples shown above are for illustration only; actual payment amounts and terms may vary based on order total and provider review. Please review each provider’s terms before selecting a financing option.

Shopping Cart0

Cart